Compare pricing models without comparing unlike-for-like quotes.
A practical framework for flat/blended, interchange-plus, negotiated and method-specific payment pricing.
Normalise the assumptions before comparing the rates.
One visible provider rate can make forecasting simple.
Check what is included, how international/card mix changes pricing and which fixed/event fees sit outside the rate.
Separates underlying interchange/network components from the provider margin.
Requires a like-for-like transaction mix and enough reporting detail to understand the resulting effective cost.
Can reflect volume, risk profile, markets and product scope.
Compare the full schedule, not just the negotiated headline number; include minimums, platform, gateway, FX and exception charges.
Useful when bank payments, wallets or local methods have different economics from cards.
Model conversion and operations as well as price; a cheaper method is not automatically the best customer experience.
Model the numbers with your own transaction profile.
The fee calculator lets you test volume, ticket size, percentage and fixed-fee assumptions.