Payment Methods

Explore cards, bank payments, wallets, direct debit, BNPL and local payment methods.

Cards

Cards remain central to ecommerce and physical commerce. Acceptance typically involves authorisation, capture, clearing and settlement.

Bank payments

Bank-based methods include ACH in the United States, Bacs and Faster Payments in the UK, SEPA schemes in Europe and Interac-related methods in Canada. Their availability, confirmation model and settlement behaviour differ.

Wallets

Digital wallets can improve checkout convenience and may support device-based authentication and tokenisation.

Recurring payments

Subscriptions may use recurring card payments or bank-based mandates such as Direct Debit. Businesses should understand failed-payment handling, mandate rules and customer communication.

Choosing methods

Use customer geography, transaction value, repeat frequency, refund profile and operational needs to decide which methods to support.