Merchant Questions

Answers to common payment-processing questions people search for when setting up, changing or expanding a merchant payment stack.

A plain-English explanation of payment gateways, how they fit into a payment stack and what merchants should compare.

Understand percentage fees, fixed fees, card economics, cross-border costs and the effective rate.

Understand the difference between the merchant-side acquiring relationship and the technology that processes payment transactions.

Learn the role interchange plays in card-payment economics and why it is only one component of merchant cost.

A merchant-focused explanation of card disputes, evidence, deadlines and operational controls.

A practical framework for UK businesses selling to customers in the United States.

Need a starting point? Choose your market, then use the Learning Centre and calculator to build a merchant requirements list.