Merchant Atlas
Square USA: Fees, Features & Comparison
Square payment services for United States. This profile is a research starting point, not a ranking or endorsement.
Market
United States
Typical use
Online checkout, ecommerce APIs, payment links, invoices, subscriptions, point of sale and business reporting.
Pricing approach
Check the live regional pricing page and request a quote where pricing is custom.
What Square can be used for
Online checkout, ecommerce APIs, payment links, invoices, subscriptions, point of sale and business reporting.
USA pricing and fees
Square publishes country-specific pricing. Its UK pricing, for example, distinguishes UK and non-UK cards for online payments and applies an additional international-card fee in some products. Availability differs by country.
| Comparison area | What to check in USA |
|---|---|
| Domestic transactions | Confirm the current domestic card or local payment-method rate for your merchant country. |
| International transactions | Check whether cards issued outside your merchant country attract an additional fee. |
| Currency conversion | Confirm conversion rates, FX margins and which currencies can be charged and settled. |
| Payment methods | Check cards, wallets, bank payments, local methods and recurring-payment options. |
| Settlement | Confirm payout currencies, timing, minimums, reserves and any account holds. |
| Refunds | Check whether the original processing fee is returned and whether any separate refund fee applies. |
| Disputes | Check chargeback/dispute fees, evidence workflows, alerts and response deadlines. |
| Ecommerce | Check Shopify, WooCommerce, APIs, plugins, webhooks and hosted/embedded checkout options. |
| Risk & authentication | Check fraud controls, 3-D Secure/SCA support and rules for your market. |
| Support | Confirm support channels, hours, escalation and account-management options. |
| Eligibility | Check business type, country, entity, banking and verification requirements. |
Questions to ask before signing up
- What is my effective cost at my actual monthly volume and average order value?
- What changes when I take international cards or settle in another currency?
- Which payment methods are available to customers in my target countries?
- How quickly will funds reach my business bank account?
- What happens if a payment is disputed, refunded or reversed?
- What are the account verification and reserve requirements?
- Which ecommerce platforms and accounting systems integrate with the service?
Official USA information
Check Square USA information →
Source note: This profile uses the provider’s official regional information as the reference point. Product availability, pricing, fees, supported currencies and eligibility can change. Verify the live provider documentation before relying on a figure.