Merchant Atlas
Compare Payment Providers
Compare providers on cost, conversion, cash flow and operational fit.
| Factor | Why it matters | Questions |
|---|---|---|
| Pricing | Protects margin. | What are percentage, fixed, monthly, refund, dispute and currency fees? |
| Methods | Can affect conversion. | Which cards, wallets, bank methods and currencies? |
| Settlement | Impacts cash flow. | When are funds paid out? Can holds apply? |
| Checkout | Affects friction. | Hosted, embedded or custom? Mobile quality? |
| Risk | Reduces losses. | What fraud and dispute tools are included? |
| Support | Payments are critical. | What hours and escalation routes exist? |
| Integration | Reduces implementation effort. | Plugins, APIs, webhooks and test tools? |
Best habit
Use realistic monthly volume and average transaction values when comparing quotes.