Market Guide
Europe & EEA Merchant Services
A practical overview of cards, SEPA, local payment methods, authentication, fees, settlement and cross-border considerations across Europe and the EEA.
European payment landscape
Europe is not one payment market. Customer preferences, local methods, currencies, regulatory scope and provider availability can differ between countries.
What to investigate
- SEPA and local bank-payment methods
- Cards and digital wallets
- Authentication requirements and applicable exemptions
- EUR versus local-currency acceptance and settlement
- Cross-border acquiring and FX
- Data protection and payment-service requirements relevant to the merchant
Use Cross-Border Payments and Payment Methods to plan market expansion.