/*
Theme Name: Merchant Atlas International
Description: Educational merchant-services platform for the UK, Europe/EEA, USA and Canada.
Version: 13.0
*/
:root{--ink:#142033;--muted:#607086;--line:#dfe7ef;--paper:#f7fafc;--card:#fff;--accent:#1f6feb;--accent2:#10a37f;--soft:#eaf2ff;--shadow:0 14px 40px rgba(20,32,51,.08);--radius:20px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}.wrap{width:min(1180px,calc(100% - 36px));margin:auto}.topbar{background:#0e1726;color:#dbe5f1;font-size:13px}.topbar .wrap{display:flex;justify-content:space-between;gap:20px;padding:9px 0}.nav{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:15px 0}.brand{font-weight:850;letter-spacing:-.03em;font-size:20px}.brand span{color:var(--accent)}.menu{display:flex;gap:20px;align-items:center;font-size:14px;font-weight:700}.menu a:hover{color:var(--accent)}.pill{background:var(--ink);color:#fff;padding:10px 15px;border-radius:999px}.hero{background:linear-gradient(135deg,#eef5ff 0%,#fff 55%,#eefbf7 100%);padding:72px 0 54px;border-bottom:1px solid var(--line)}.eyebrow{display:inline-flex;gap:8px;align-items:center;color:var(--accent);font-weight:800;font-size:13px;text-transform:uppercase;letter-spacing:.08em}.hero h1{font-size:clamp(42px,6vw,76px);line-height:.98;letter-spacing:-.055em;max-width:850px;margin:18px 0}.hero p{font-size:19px;color:var(--muted);max-width:760px}.actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0}.btn{display:inline-flex;align-items:center;justify-content:center;border:1px solid var(--line);background:#fff;padding:12px 18px;border-radius:12px;font-weight:800;cursor:pointer}.btn.primary{background:var(--accent);color:#fff;border-color:var(--accent)}.btn.dark{background:var(--ink);color:#fff;border-color:var(--ink)}section{padding:62px 0}.section-head{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:25px}.section-head h2{font-size:34px;letter-spacing:-.035em;margin:0}.section-head p{max-width:650px;color:var(--muted);margin:0}.grid{display:grid;gap:16px}.grid4{grid-template-columns:repeat(4,1fr)}.grid3{grid-template-columns:repeat(3,1fr)}.grid2{grid-template-columns:repeat(2,1fr)}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 4px 18px rgba(20,32,51,.035)}.card:hover{box-shadow:var(--shadow);transform:translateY(-2px);transition:.2s}.card h3{margin:8px 0;font-size:21px;letter-spacing:-.02em}.card p{color:var(--muted);margin:8px 0}.icon{font-size:28px}.market-card{min-height:190px;display:flex;flex-direction:column;justify-content:space-between}.market-card strong{font-size:28px}.tag{display:inline-block;padding:5px 9px;border-radius:999px;background:#eef3f8;color:#52647a;font-size:12px;font-weight:800;margin:3px}.tool{background:#0f1c2e;color:#fff;border-radius:26px;padding:32px}.tool .muted{color:#aebed0}.selector{display:flex;flex-wrap:wrap;gap:8px;margin:16px 0}.selector button{border:1px solid #41536a;background:#18273c;color:#fff;padding:10px 13px;border-radius:10px;font-weight:750;cursor:pointer}.selector button.active{background:#fff;color:#0f1c2e}.result{background:#fff;color:var(--ink);border-radius:18px;padding:22px;margin-top:18px}.flow{display:grid;grid-template-columns:repeat(7,1fr);gap:8px;align-items:center}.flow .node{background:#fff;border:1px solid var(--line);padding:17px 10px;border-radius:14px;text-align:center;font-weight:800;font-size:13px}.flow .arrow{text-align:center;color:var(--accent);font-weight:900}.calc label{display:block;font-weight:750;margin:12px 0 6px}.calc input,.calc select{width:100%;padding:12px;border:1px solid var(--line);border-radius:10px;font:inherit}.big-number{font-size:38px;font-weight:900;letter-spacing:-.04em}.table-wrap{overflow:auto;background:#fff;border:1px solid var(--line);border-radius:18px}.compare{width:100%;border-collapse:collapse;min-width:850px}.compare th,.compare td{padding:14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.compare th{background:#f2f6fa;font-size:13px}.provider-logo{width:44px;height:44px;border-radius:12px;background:#eef3f8;display:grid;place-items:center;font-weight:900}.search{width:100%;padding:15px 17px;border:1px solid var(--line);border-radius:14px;font-size:16px}.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:17px 19px;margin:9px 0}.faq summary{font-weight:850;cursor:pointer}.footer{background:#0e1726;color:#dbe5f1;padding:50px 0}.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:28px}.footer h4{color:#fff}.footer a{display:block;color:#b9c7d6;margin:8px 0;font-size:14px}.small{font-size:13px;color:#7b8a9d}.notice{border-left:4px solid var(--accent);background:#fff;padding:18px 20px;border-radius:0 14px 14px 0}.hide{display:none!important}@media(max-width:900px){.grid4,.grid3{grid-template-columns:repeat(2,1fr)}.flow{grid-template-columns:1fr}.flow .arrow{transform:rotate(90deg)}.footer-grid{grid-template-columns:1fr 1fr}.menu{display:none}}@media(max-width:600px){.wrap{width:min(100% - 24px,1180px)}.hero{padding:48px 0 38px}.hero h1{font-size:44px}.grid4,.grid3,.grid2{grid-template-columns:1fr}.topbar .wrap{display:block}.section-head{display:block}.section-head p{margin-top:8px}.footer-grid{grid-template-columns:1fr}}
.page-shell{padding:58px 0 90px}.page-shell h1{font-size:clamp(40px,6vw,68px);line-height:1.02;letter-spacing:-.05em;max-width:900px;margin:12px 0 14px}.page-shell .lead{font-size:20px;color:var(--muted);max-width:820px;margin:0 0 34px}.page-shell h2{font-size:30px;letter-spacing:-.03em;margin:42px 0 12px}.page-shell h3{margin-top:0}.page-shell p,.page-shell li{color:#3d4e63}.page-shell ul{padding-left:22px}.page-shell .grid{margin:20px 0}.page-shell .table-wrap{margin:26px 0}.page-shell .faq{max-width:950px}.page-shell .notice{margin:28px 0}.page-shell .eyebrow{margin-top:4px}

.acquisition{background:#fff;border-bottom:1px solid var(--line)}.newsletter{padding-top:20px}.newsletter-form{background:#18273c;padding:22px;border-radius:18px}.newsletter-form label{display:block;font-weight:750;margin:10px 0 6px;color:#fff}.newsletter-form input[type=email]{width:100%;padding:12px;border:1px solid #41536a;border-radius:10px;background:#fff;color:var(--ink);font:inherit}.newsletter-form .check{display:flex;gap:9px;align-items:flex-start;color:#c6d3e1;font-size:13px;font-weight:500}.newsletter-form .check input{margin-top:4px}.newsletter-status{margin-bottom:18px}

.menu-toggle{display:none;border:1px solid var(--line);background:#fff;padding:9px 12px;border-radius:10px;font-weight:800}.breadcrumbs{display:flex;gap:9px;align-items:center;font-size:13px;color:var(--muted);margin-bottom:18px}.breadcrumbs a{color:var(--accent);font-weight:750}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.newsletter-form .honeypot{position:absolute;left:-10000px;opacity:0;height:1px;width:1px}.btn:focus-visible,.menu a:focus-visible,.menu-toggle:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid rgba(31,111,235,.35);outline-offset:2px}@media(max-width:900px){.menu-toggle{display:inline-flex}.nav .wrap{flex-wrap:wrap}.menu{display:none;width:100%;padding:8px 0 2px}.menu.open{display:flex;flex-wrap:wrap;gap:10px}.menu a{padding:8px 4px}.menu .pill{padding:8px 12px}.flow .arrow{transform:rotate(90deg)}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.card:hover{transform:none;transition:none}}

/* V13.2 premium visual layer + Elementor compatibility */
:root{--ink:#101820;--muted:#667382;--line:#e6e0d6;--paper:#f7f4ef;--card:#fffdf9;--accent:#a67c35;--accent2:#214d46;--soft:#f1eadf;--shadow:0 20px 60px rgba(16,24,32,.10);--radius:22px}
body{background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
body:before{content:"";position:fixed;inset:0;pointer-events:none;opacity:.28;background-image:radial-gradient(rgba(166,124,53,.14) .6px,transparent .6px);background-size:8px 8px;z-index:-1}
.topbar{background:#101820;color:#d8d3ca}.nav{background:rgba(255,253,249,.94);backdrop-filter:blur(16px);box-shadow:0 5px 24px rgba(16,24,32,.05)}.brand{font-size:22px;letter-spacing:-.045em}.brand span{color:var(--accent)}.menu a:hover{color:var(--accent)}.pill{background:var(--ink)}
.hero-premium{padding:76px 0 68px;background:radial-gradient(circle at 78% 20%,rgba(166,124,53,.16),transparent 28%),linear-gradient(135deg,#f5efe5 0%,#fffdf9 52%,#edf3ef 100%);overflow:hidden}.hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(380px,.75fr);gap:54px;align-items:center}.hero h1{font-family:Georgia,"Times New Roman",serif;font-weight:500;letter-spacing:-.065em}.hero p{color:#5d6875}.hero-visual{position:relative}.hero-visual img{display:block;width:100%;height:500px;object-fit:cover;border-radius:32px;box-shadow:0 30px 90px rgba(16,24,32,.20);filter:saturate(.82) contrast(1.02)}.hero-visual:after{content:"";position:absolute;inset:18px -18px -18px 18px;border:1px solid rgba(166,124,53,.45);border-radius:32px;z-index:-1}.hero-stat{position:absolute;left:-28px;bottom:26px;background:rgba(16,24,32,.92);color:#fff;padding:18px 20px;border-radius:18px;box-shadow:var(--shadow);max-width:290px}.hero-stat span,.hero-stat small{display:block;color:#c9c2b6;font-size:12px}.hero-stat strong{display:block;margin:4px 0 3px;font-size:15px}
.eyebrow{color:var(--accent);letter-spacing:.13em}.section-head h2,.tool h2{font-family:Georgia,"Times New Roman",serif;font-weight:500}.section-head h2{font-size:38px}.card{background:rgba(255,253,249,.96);border-color:var(--line);box-shadow:0 8px 30px rgba(16,24,32,.045)}.card:hover{box-shadow:var(--shadow);transform:translateY(-4px)}.btn{border-radius:12px}.btn.primary{background:var(--accent);border-color:var(--accent)}.tag{background:#eee8df;color:#665a4a}.tool{background:linear-gradient(145deg,#101820,#19302e);box-shadow:0 25px 70px rgba(16,24,32,.16)}.result{box-shadow:0 8px 30px rgba(16,24,32,.08)}
.card-image{margin:-24px -24px 20px;overflow:hidden;border-radius:22px 22px 0 0;height:180px}.card-image img{width:100%;height:100%;object-fit:cover;display:block;filter:saturate(.78)}.image-section{background:linear-gradient(180deg,transparent,#f0ebe2 100%)}.flow .node{background:#fffdf9;border-color:#ded7cc}.provider-logo{background:#eee8df}.table-wrap{box-shadow:var(--shadow)}.compare th{background:#eee8df}.footer{background:#101820}.newsletter .tool{border:1px solid rgba(255,255,255,.08)}
.elementor-home-content{width:100%}.elementor-home-content>*{max-width:none}.elementor-home-content .elementor{width:100%}
@media (max-width:900px){.hero-grid{grid-template-columns:1fr;gap:34px}.hero-visual img{height:390px}.hero-stat{left:18px}.grid4{grid-template-columns:repeat(2,1fr)}.flow{grid-template-columns:1fr 28px 1fr 28px 1fr 28px 1fr}}
@media (max-width:640px){.wrap{width:min(100% - 28px,1180px)}.topbar .wrap{display:block}.topbar .wrap span{display:block}.topbar .wrap span+span{margin-top:4px}.hero-premium{padding:54px 0}.hero h1{font-size:48px}.hero-visual img{height:310px}.hero-stat{position:relative;left:auto;bottom:auto;margin:-38px 14px 0;max-width:none}.section-head h2{font-size:31px}.grid4,.grid3,.grid2{grid-template-columns:1fr}.flow{grid-template-columns:1fr;gap:8px}.flow .arrow{transform:rotate(90deg)}.menu{display:none}.menu-toggle{display:block}}

/* Merchant Atlas 14.0 — sitewide premium system */
html{scroll-behavior:smooth}.nav .wrap{gap:20px}.nav{position:sticky;top:0;z-index:50}.site-search{margin-left:auto;display:flex;align-items:center;border:1px solid var(--line);background:#fffdf9;border-radius:999px;padding:3px 4px 3px 13px;box-shadow:0 6px 24px rgba(16,24,32,.05);width:220px}.site-search input{border:0;outline:0;background:transparent;min-width:0;width:100%;font:inherit;color:var(--ink)}.site-search button{border:0;background:var(--ink);color:#fff;width:34px;height:34px;border-radius:50%;font-size:20px;cursor:pointer}.page-hero{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:44px;align-items:center;margin:0 0 44px;padding:26px 0 8px}.page-hero-image{height:280px;border-radius:28px;overflow:hidden;box-shadow:var(--shadow);position:relative}.page-hero-image:after{content:"";position:absolute;inset:12px;border:1px solid rgba(255,255,255,.5);border-radius:20px;pointer-events:none}.page-hero-image img{width:100%;height:100%;object-fit:cover;display:block;filter:saturate(.72) contrast(1.03)}.elementor-page{background:var(--paper)}.elementor-page-content{width:100%}.elementor-page-content > .elementor{max-width:none}.elementor-page-content .elementor-section,.elementor-page-content .e-con{font-family:inherit}.page-shell{max-width:1180px}.page-shell > h2{font-family:Georgia,"Times New Roman",serif}.page-shell a.card{text-decoration:none}.page-shell .card h3{color:var(--ink)}.page-shell .card p{color:var(--muted)}.page-shell table{font-size:15px}.search-page .card{text-decoration:none}@media(max-width:980px){.site-search{order:3;width:100%;margin:4px 0 8px}.nav .wrap{flex-wrap:wrap}.page-hero{grid-template-columns:1fr}.page-hero-image{height:300px}.nav{position:relative}}@media(max-width:640px){.page-hero{gap:20px}.page-hero-image{height:220px}.site-search{width:100%}}

/* Merchant Atlas v15 — site-wide premium treatment */
:root{--ma-ink:#17211d;--ma-muted:#64706a;--ma-paper:#f6f2e9;--ma-card:#fffdf8;--ma-gold:#b38a4a;--ma-line:#ddd5c6;--ma-dark:#17211d}
body{background:var(--ma-paper);color:var(--ma-ink)}
.wrap{max-width:1180px}
.hero-premium{padding:74px 0 58px;background:linear-gradient(120deg,#f7f2e8 0%,#fbfaf5 52%,#eee7da 100%);border-bottom:1px solid var(--ma-line)}
.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:52px;align-items:center}
.hero-copy h1{font-size:clamp(48px,6vw,82px);line-height:.98;letter-spacing:-.055em;max-width:760px}
.hero-copy p{font-size:19px;line-height:1.7;max-width:690px}
.hero-visual{position:relative}.hero-visual img{display:block;width:100%;height:510px;object-fit:cover;border-radius:24px;box-shadow:0 28px 70px rgba(23,33,29,.18)}
.hero-stat{position:absolute;left:22px;bottom:22px;background:rgba(23,33,29,.92);color:#fffdf8;padding:18px 20px;border-radius:16px;min-width:245px;box-shadow:0 15px 40px rgba(0,0,0,.18)}
.hero-stat span,.hero-stat small{display:block;color:#d8d1c2}.hero-stat strong{display:block;font-size:17px;margin:5px 0}
section{padding:72px 0}.section-head{margin-bottom:28px}.section-head h2{letter-spacing:-.035em}
.card,.tool,.faq details{background:var(--ma-card);border:1px solid var(--ma-line);box-shadow:0 10px 30px rgba(23,33,29,.055);border-radius:18px}
.card{transition:transform .2s ease,box-shadow .2s ease}.card:hover{transform:translateY(-3px);box-shadow:0 16px 38px rgba(23,33,29,.10)}
.card-image{margin:-1px -1px 18px;overflow:hidden;border-radius:18px 18px 0 0;height:175px}.card-image img{width:100%;height:100%;object-fit:cover;display:block}
.tag,.eyebrow{color:#8b6935}.btn.primary{background:var(--ma-dark);border-color:var(--ma-dark)}
.search{border:1px solid #cfc6b5;border-radius:999px;padding:14px 18px;background:#fffdf8;box-shadow:0 8px 22px rgba(23,33,29,.05)}
@media(max-width:800px){.hero-grid{grid-template-columns:1fr;gap:30px}.hero-visual img{height:340px}.hero-copy h1{font-size:48px}section{padding:54px 0}.hero-premium{padding-top:48px}}
